You’ve found your dream property, had your offer accepted, finance approved, and now there’s just one last yet very important milestone to achieve – settlement day. The anticipation has been building for weeks! Are you ready for the big day? Settlement day can be both exciting and stressful. As your mortgage broker, I am here […]
We all want to understand how to buy a home, right? In Australia, finding the right Australian home loan can be as challenging as navigating the outback without a guide. That’s why a skilled mortgage broker is so important – they can show us the way. But is the advice they give top-notch, or just […]
As a business owner, getting ready for tax time can be stressful. We understand. To ease the burden, we’ve put together some quick tips to help take the pain out of tax time. 1. Book in with your accountant The first place to start is to book in with your accountant. They can work through […]
Understanding the Impact of Home Loan Refinancing on Your Credit Score Refinancing your home loan can be a strategic financial move, but it’s natural to wonder about the potential impact on your credit score. Let’s delve into the details to demystify how home loan refinancing may affect your credit and what steps you can take […]
Refinancing a home loan in Australia involves the process of replacing an existing mortgage with a new one, often with improved terms or features. This financial strategy can offer homeowners various advantages, but understanding how it works is crucial. Here’s a step-by-step guide to demystify the refinancing process in Australia. The Refinancing Process in Australia […]
Refinancing a home loan is a strategic financial move that homeowners often consider optimising their mortgage arrangements. This process involves replacing an existing mortgage with a new one, typically with more favourable terms. The primary goals of refinancing are diverse and can vary based on individual circumstances. Let’s delve into the key points that highlight […]
There’s nothing like being formally approved by a lender for a home loan. It’s your green light to buy the property you have your heart set on. Borrowers who have taken the necessary steps in the pre-application phase will be in a strong position to secure the property they want. Here, we explain how to get formally […]
Getting your budget under control and your finances in order is absolutely essential to anyone looking to apply for a home loan, but it’s particularly important for first-home buyers about to take the first step on the property ladder. Here are a few things to consider to get financially fit for a home loan application […]
If you’ve never bought property before, you may not understand what stamp duty is. In a nutshell, stamp duty is a tax. It’s not very exciting, but it’s one of those things that goes hand in hand with purchasing a property. Navigating stamp duty can be tricky. In this article, we explain what stamp duty […]
The golden rule in real estate is “location, location, location”, but how do you know a suburb is right for you when you find it? Whether you are buying an investment property or a home, finding an area that meets your needs is paramount. Here are some things to consider when deciding on a suburb. […]
One of the things lenders take into consideration when assessing your ability to repay a loan is your credit report. As part of the loan application process, they’ll assess your financial history, including any previous credit applications you’ve made and any payments you may have defaulted on. If you’re in the market to buy a […]
With millions of Australian homeowners likely to be slugged with higher mortgage repayments due to the cash rate hikes, there’s one question on everyone’s lips. Is now a good time to refinance? While it depends largely on your individual situation and goals, there are mounting reasons why refinancing should be on your radar. At the […]
Owning your own home is one of the major life goals for most people. Saving for a deposit can seem daunting at first, but it doesn’t have to be. Here are a number of things to consider to get you started and on track for homeownership sooner than you think. Analyse your current financial situation […]
There’s a wonderful feeling that comes with on being the home straight towards retirement. Post-career life conjures up thoughts of freedom and leisure with time to do all the things you’ve been putting on the backburner. So, are you ready? Have you put in the time to plan what retirement looks like for you? Preparation […]
Buying your first home or investment property can be an emotionally charged process just like planning for your next holiday. Getting caught up in the excitement and easily distracted by the more gripping things like fun activities and what bikini to pack all while forgetting the important basics like transport and accommodation. Buying a home […]
Ever had someone ask you for $50 and promise to pay you back within a week? And if they didn’t, would you be inclined to lend them $50 again? Well, that’s how a lender looks at you, the borrower. It’s why most lenders take your credit report into consideration when assessing your suitability for a […]
2020 and 2021 have been years like no other! With the new financial year upon us, now is the perfect time to consider your financial goals for the next 12 months, and the best place to start is with a good money management plan. We’ll share some great tips in this article. But first, complete […]
The role of a mortgage broker is to guide you through the home loan journey and help you choose the right product or feature for you. Our role is to work closely with a panel of lenders — from the big banks, to the smaller lenders you may not be as familiar with — to […]
With a home loan, clients tend to just “set and forget”. But it’s sensible to review your home loan every two to three years. Life happens and our circumstances are always changing where interest rates can go up and down, new lenders emerge and more competitive products become available so keeping the same home loan […]
Valentine’s day makes us think about loyalty – which is an admirable quality in any relationship. But is your devotion to your home loan provider justified? It’s important to ask your mortgage broker to help you review your home loan from time to time. We’re here to check the interest rate, review it’s features and […]
Did your Christmas spending get out of hand this year? You are not alone! According to a recent news report, our 2019 Christmas spending binge is expected to leave us with a $29.7 billion credit card debt – that’s equivalent to $1,863 per credit card! The good news is that mortgage and finance brokers don’t just […]
Australians love investing in property, and it’s no wonder why. The property market offers a myriad of opportunities to potentially grow wealth, irrespective of one’s professional background or skillset. However, there are certain habits that successful property investors often have in common. Let’s take a look. They are proactive about self-education In order to stay […]
Do you know what happened after the Reserve Bank cut the cash rate in June? Tens of thousands of Aussies took the Treasurer’s advice to “shop around and get the best possible deal”. Mortgage brokers around the country have recorded spikes in their home loan, investment loan and refinance borrower enquiries following the announcement. The moral of […]
Rentvesting has become increasingly popular in recent times. Last year, research from the Property Investment Professionals of Australia (PIPA) found that one-third of first-time buyers opted to become ‘rentvestors’, rather than homeowners. Here’s what you need to know before deciding whether rentvesting is right for you. But first, let’s look at an age-old question. To rent […]
Everyone looks forward to Christmas and the summer holiday season. After all, ‘tis the season to be jolly. To indulge in festive fare. To get out in the great outdoors and enjoy quality time with family and friends. But this year, it could also be the right time to buy a home. Here are 5 […]
The busy Spring property season is just around the corner and you know what that means? Whether you’re planning to buy or sell, NOW is the time to start getting organised. Here’s how. Tips if you’re planning to BUY this Spring: Get your finance sorted pronto There’s no point starting the property hunt until you […]
Deposit Bonds vs Bank Guarantees: Which one is right for you? Are you trying to decide between a deposit bond and a bank guarantee to buy your dream home? Deposit bonds can be sorted out in a day or two. But, bank guarantees take longer because they must meet many legal rules. Learning about the […]
How you use your income and available credit can make a huge difference to your lifestyle, so it’s very important to get it right. That means getting reliable, ongoing advice and support from a professional credit advisor you know and trust. Your mortgage and finance broker can help you with all your big purchases, throughout […]
Here’s an overview of what’s involved if you’re considering building a new home for the first time. What’s your budget? The first step to building a home is deciding what you can afford to spend. When buying a home that’s already built, determining how much money you need is quite straightforward. However, it’s not so […]
In Australia, it’s possible for just about anyone with a deposit to invest in property, whether you are a low-income earner on a tight budget or a well-off with loads of disposable income. Interest rates are very low at the moment and home prices are more affordable than they’ve been for a while. So, if […]
You may be surprised to discover that how much you spend on day-to-day living can considerably reduce the amount you are eligible to borrow, even if you are a high-income earner. So, if you’re planning to buy a home, it may be time to cut back on some of life’s little luxuries and set yourself […]
Whether you’re upsizing, downsizing or just moving to a home in a new location, no doubt things have changed since buying your last home. This article explains the finance options available when you’re moving on to your next home. We also highlight a few other key considerations to think about. How do you get from […]
6 Tips for Managing Your Investment Property An investment property is a business, so managing it properly is very important to your financial success. One of the first decisions you’ll need to make is whether to manage the investment property yourself or to employ the services of a property manager. If you’re thinking of managing […]
Maximise Your Business Cash Flow and Tax Advantages with Equipment Finance Options With the end of the financial year fast approaching, now is a great time to purchase a work vehicle or equipment for your business. The Federal Government passed legislation last year to extend and increase the instant asset tax write-off for small businesses. That means […]
Which home loan is right for you? How can you tell when there’s so many different lenders, loan types and features to choose from? How can you compare loans properly when you’re not sure what you should be comparing? Finding the right home loan for your situation is a process that can be confusing, particularly […]
It may be a buyer’s market, but when property prices are falling, buyer confidence often goes with it. However, the possibility of paying too much is not the only risk a home buyer or property investor can face when market conditions are undergoing significant change, as they are now. In this article, we outline some […]
Some property market analysts are predicting average national home values could fall by 11 per cent in 2019 – and say home values in some suburbs of Melbourne and Sydney have already fallen by more than 7 per cent since they reached their peak in late 2017. Whilst this may seem like gloom and doom […]
Renovating your home or investment property is a fantastic way to add value. But what’s the right way to finance the renovation project you have in mind? There are several ways to finance a renovation – the option that will work best for you depends on the size of your project, your budget, financial circumstances […]
Getting ready to buy your first home? As your mortgage broker, we’re here to help you every step of the way. It’s an exciting time and it’s easy to make mistakes. Here are 5 common mistakes that you should try to avoid! 1. Relying on advice from family and friends Family and friends are people […]
You may have heard the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry has made some recommendations about changing how mortgage brokers get paid. There’s been a lot of noise in the media, so we thought it might be a good idea to update you about what’s going on and how […]
When it comes to buying a home, bigger is better, right? Maybe not. All over the world, people are changing their attitude to the size of home they live in. This is particularly true amongst millennials, and if you’re looking to build your first home to take advantage of stamp duty concessions and first home […]
Considering buying a property off the plan? It sounds good in theory, with the possibility of stamp duty concessions and other benefits for first home buyers. But in 2018 there were quite a few people who got caught out by the hidden risks. Read on to find out what you need to know if you’re […]
According to a recent news report, more than 900,000 interest only (IO) home loans will come up for refinance during the first quarter of 2019. This kind of loan is very popular with property investors, however, the recent tightening of lending conditions in this area of the market may make it difficult for some people to […]
It’s been nearly eight years since the Reserve Bank of Australia (RBA) last raised the country’s official cash rate. Interest rates have been at historical lows for quite some time and as a homeowner, you may never have experienced an “official” rise in interest rates. At present, interest rates remain low and we expect them […]
With auction clearance rates slipping below 50% in some markets right now, vendors are much more open to a pre-auction offer. You’ll also find more vendors choosing a private sale over an auction because it allows them to hold out for their price and save on auction costs. That means, if you’re ready to buy […]
No matter what investment strategy you use, calculating the potential rental return on an investment property is a key step in the purchasing decision process. The rental yield is an important indicator of how a property is likely to perform and the cash flow it will generate. So, whether you’re using a positive or negative […]
There are many benefits to renovating your home. Renovations add value to your property, whilst also giving you the opportunity to improve your lifestyle. For those looking for more space, it may also be a more cost-effective option than buying a new place, considering the cost of agent’s fees and stamp duty. If your current […]
Remember all the ‘smashed avocado’ media reports about how difficult it is for first home buyers to get into the market? Well, now there’s good news! In recent months, we’ve seen a surge in first-home buyer activity in the property market. According to data from the Australian Bureau of Statistics, the share of new loans […]
Spring is here and if you’re in the market to buy a property during the busiest time of year, you’ll be hitting the open inspection circuit in a big way! Vendors and real estate agents will be using their best tactics to make you fall in love with their properties and entice you to pay […]
Since the lenders cracked down on popular options like interest-only loans, finding creative finance strategies for growing your property investment portfolio has become more important than ever. As an investor, how you set up your finances can have a huge impact on the success of your property portfolio. In this article, we share a few […]
Building your own home gives you the freedom to design it exactly to your taste, from the ground up. And if you’re a first-home owner, there may be some useful government incentives available to help get your project off the ground. Here’s what you need to know about building your own home and choosing a […]
With home values and auction clearance rates softening in our Spring property markets, buyers will have the upper hand when it comes to negotiating on price. So, it’s a good idea to arm yourself with some sharp bargaining tactics before diving in. Nobody wants to pay more than the current market value for a home. Here […]
Pre-approval is a green light from a lender. Put simply, it confirms you’re eligible to apply for a home loan up to a certain amount. Essentially, the lender checks your financial circumstances, to decide if you’ll meet their criteria and can afford to repay a mortgage. A home loan pre-approval usually lasts for three to […]
Mention property investment and most people think of a conventional house or apartment. However, there are other types of property investment opportunities which may appeal to those with a little more imagination! In this article, we share some out-of-the-box ideas you may not have considered. Remember, your mortgage broker can assist with finance for all […]
Your credit report paints a picture of your life as a responsible bill payer and borrower. Under the new Comprehensive Credit Reporting (CCR) regime introduced this year, it has increased in importance because lenders will be required to take it into consideration when approving your home loan. That’s why it’s a good idea to keep […]
Juggling several debts can be stressful. If you’re struggling to keep on top of your debts or you simply want to save money on interest, we can help you solve the problem and get some peace of mind. Here are 3 ways your mortgage and finance broker can help you deal with your debts so […]
This month, we saw important changes come into effect that could impact your ability to take out a home loan – or make it easier, depending on your credit history. In this article, we explain the new credit reporting changes and how they may affect you. But first, let’s start with the basics – what […]
Loan refinancing is a strategy used by property investors to access funds – usually to grow or improve the value of their property portfolio. The right time to do it largely depends on your strategy, plans and equity. In this article, we highlight some of the key considerations for this strategy and how savvy investors […]
To rent or buy? For some, renting makes good financial sense. For others, it’s just money down the drain. For you, it may be a question of short-term convenience versus long-term financial growth, which can make it a difficult decision to make. In this article, we break down the pros and cons of renting and […]
When done right, investing in property can help you to build long-term wealth, and who doesn’t like the idea of an additional income stream? (Imagine what you could do with that!) The really great thing about property investing is that just about anyone can understand the principals. If you’re thinking about building wealth for your […]
Bidding at an auction by phone is becoming more popular. You may have noticed these bidders – mysteriously whispering into their phones and then bellowing out bids with unwavering confidence. Whilst some of these people are buyer’s agents, others are just experienced property buyers bidding on behalf of friends or family. Why bid at an […]
Are you new to the world of property investing? Does the jargon leave you feeling confused? Well, fear not, investor-to-be! We’ve put together a comprehensive list explaining the most difficult terminology. By the end of this article, you’ll sound just like a seasoned property investor when conversing with your friends at the dinner table, and […]
When renovating for profit, the golden rule is minimal expenditure, maximum return. The key is to focus on renovations that will maximise your property’s value, whilst not costing you the earth. Here are 6 smart renovation ideas that will resonate with prospective buyers and help you get great returns when you sell. Remember, if you […]
Why You Should Consider Commercial Property Investment in Australia Residential property investment has long been popular among Australians, but far fewer venture into commercial property – like office buildings. While residential real estate may be more familiar, there are many benefits of commercial property investment, which is why it’s worth considering as a viable investment […]
Should You Fix Your Interest Rate When Buying or Refinancing Your Home in 2018? If you’re buying a property or considering refinancing your home loan in 2018, you may be asking yourself whether to fix your interest rate or not. Many people think about switching to a fixed interest rate mortgage when interest rates are […]
A small property could potentially make a great investment, provided you choose the right one. The key to success with any investment property is thorough research. In this article, we take a look at how to research and choose the right small space property to give you the investment returns you’re looking for. Pros – […]
Did you know that your mortgage broker can help you with a lot more than a home loan? Mortgage brokers are qualified as ‘credit advisors’, so we can be of great benefit to you in a variety of different ways when it comes to your finances. To start you thinking about maximising your financial goals […]
You’ve found your dream property, had your offer accepted and the all-important settlement day is the last hurdle to overcome. The anticipation has been building for weeks! Settlement day can be both exciting and stressful, as sometimes things can go wrong. In this article, we offer some tips about settlement day and explain how we, […]
To buy an investment property in 2018, or not to buy? With more than 15% of Australian taxpayers owning at least one investment property, it’s a big question on many people’s minds right now. So, what’s the answer? Last year saw some major curveballs thrown to property investors, which may have left you wondering whether […]
2018 is going to be a big year for love and marriage in Australia – if you’ve found the one, congratulations! But what’s next – a home or a wedding? It’s a common scenario facing many couples – do you prioritise the wedding over the home, buy the home first and get married later, or […]
Buying your first investment property is exciting, but it also comes with new responsibilities. When you’re on your L-plates as a new landlord, it’s important to be aware of your rights and obligations and those of your tenants. Here are some of the essential things that you should know. 1) Go it alone, or use […]
When it comes to smart money management, the key to success is to regularly assess your financial position – and that includes taking a good hard look at your mortgage. Here’s why refinancing every three years may help you save, and why you should check in with us today to ensure your home loan is […]
When selling your home, your main objective is to get the best possible price. So when should you put it on the market? Does the time of year make a difference? The answer is that it depends on the property itself. The time of year can make a difference in some cases, however, the location […]
Strategies for Saving Deposit on Your First Home Saving a 20% deposit for your first home is no easy task – particularly if you want to buy your home in Melbourne or Sydney where home values seem to be rising faster than most people can save. But the good news is that there could be […]
The clever investor knows that assessing your investments regularly is key to identifying opportunities to build wealth. Knowing when to refinance an investment property could be vital to a successful strategy. So is now the time for you to refinance? Talk to us and we’ll help you to decide! Despite recent tightening around investor lending, […]
In Australia, the national past-time seems to be to save, save, save for a house deposit! People are making all sorts of sacrifices to get that all-important deposit together – from living with mum and dad into their thirties to sacrificing life’s little luxuries. But why are so many Australians so very focused on owning […]
How to Afford a New Car While Prioritising Your Home Loan If you’ve been putting all your extra cash into your home loan, well done. Paying your loan off sooner could potentially save you a lot of money on interest. However, owning a safe and reliable car is just as important, particularly if you have […]
If you’re a first-time buyer and new to inspecting properties, it can be difficult to know what to look out for, especially when you’re excited about your first home purchase! Well, first-timers, we’ve got you covered. In this article, we’ve put together a 101 guide of things to be mindful of during your home inspections […]
If you’re looking to buy your next home, downsizing might be the way to go. After all, sometimes less is more and it could work wonders for your finances! In this article, we explore some of the benefits of downsizing – from cutting back on maintenance and energy costs, to having more money in your […]
With a home loan, it’s easy to just ‘set and forget’. But it’s sensible to review your home loan every three years or so. We’re living in a world of rapid change, where interest rates go up and down fast, new lenders emerge and more competitive lending products become available on a regular basis. Under […]
Australians are a nation of investors. Over 60% of us hold additional investments outside of compulsory superannuation and increasingly, property is one of our most popular investment choices. But why? And is it the right form of investment for you? If you’re not sure, the sooner you talk to a qualified Financial Planner the better! […]
Making a fresh start in a new family home is an exhilarating experience. Maybe you’ve just welcomed a new addition to the family (congratulations!)? Perhaps your kids have moved out, so it’s time to downsize? Maybe you’re craving a change of scenery, or you’ve scored a fantastic new job and now’s the time to upgrade […]
The comments in the news are enough to make you think saving a deposit for your first home is mission impossible. Not true! So, rather than just encouraging you to stop buying #SmashedAvo breakfasts to save your deposit, we’ve put together some practical tips to get your savings account over the finish line. We may […]
If you’re struggling to manage your debts, or just want to save money on interest on your debts, we can help! There is a range of solutions available to you that are worth exploring. In this article, we explain why consolidating your debts by refinancing your home may or may not be a good option […]
Great Article from Adelaide Bank! Some homeowners buy before they sell. Others sell then rent until the right home comes up. Ever wondered what the best option would be cost-wise? We’ve put together an example to compare the expenses involved. The Carters are a family of 4 living in Thomastown, Victoria. They want to upgrade […]
There’s something thrilling about building your very own, brand spanking new home! Perhaps it’s the knowledge that everything will be fresh and new, or the freedom that comes with being able to design the property to suit your own tastes and lifestyle needs. Always dreamed of having a lap pool? Why not! Like the idea […]
You know when you decide to go on holidays and you start researching all of the fun things you’re in store for? The excitement begins to consume you. You may find yourself sneakily looking up extreme adventure activities when you’re meant to be working, Googling accommodation options on your commute home or browsing Instagram travel […]
Just a friendly reminder that the end of financial year (EOFY) is fast approaching! It will soon be tax-time again for property investors and in order to maximise your return, it could be a good idea to start getting ready now. What can you do to prepare for tax time? We encourage you to consult […]
You’ve budgeted hard, given up loads of smashed avocado brekkies, saved your deposit and are ready to buy your first home. High five! There’s nothing quite like finally getting a foothold on the property ladder and moving into your very own pad, but it does require planning and research. With our help, you’ll soon be […]
Have you been driving the same old bomb for donkey’s years? Then perhaps it’s time to improve your image with a new set of wheels! If you’re worried about the cost of a new car, fear not! With the right kind of finance through mortgage brokers like us and the right kind of knowledge about […]
Whether you’re a seasoned investor looking for a new opportunity, or you’re after other ways to get your foot on the property ladder, a commercial property investment may be worth considering. In this article, we explore the reasons why people venture into commercial property investing, and some of the areas to be aware of. And […]
As Sex and the City’s Carrie Bradshaw could tell you, there are many perks to apartment living, which makes them a fantastic investment option. They offer people the ability to live close to work and exciting entertainment hubs, where many a social drink can be had within walking distance of home. After all, who wants […]
Today’s mortgage market is extremely competitive. With so many new deals and loan features constantly becoming available, it makes sense financially to regularly give your home loan a health check. That way, you’ll be confident your mortgage is satisfying your needs and living up to expectations. If you do suspect your home loan is in […]
If you’re new to property investment, understanding all of the jargon involved can be tricky. As your mortgage broker, our mission is to help simplify and support you through the process of investing in property, which is why we’ve put together this handy list explaining the key lingo you’re likely to encounter. Right, students, pens […]
There’s nothing quite like the sweet satisfaction that comes from holding a shiny new set of keys to your very own home. If you’re a self-employed borrower, you’ve no doubt worked hard to get where you are and you deserve to enjoy the fruits of your labour. Here are our best tips for buying a […]
When you decide to sell your home or investment property, it’s natural to want it to fetch the highest sale price possible, but it’s also important to be realistic when setting your price or you risk scaring the buyers away. Here are some pointers to help improve your chances of selling above market value, whilst […]
Tips to Consider when Purchasing a Second property If you have already purchased your first home, congratulations! The next step in building wealth for your future could be to plan for the purchase of a second property as an investment. Owning two properties is a great financial ambition and with Australian house prices on the […]
Home Renovation and Décor Ideas for 2017 Out with the old and in with the new! What better way to start 2017 than with a make-over for your most valuable asset? Whether you’re ready for a complete home renovation or simply want to bring your house up-to-date with a few cosmetic changes, you’ll want to […]
Choosing the right Finance structure for your property investment People invest in property to achieve various financial goals, including supplementing retirement funds or covering the costs of children’s education. One thing all investors should have in common is a strategic financial plan to ensure their assets are working to the best of their ability. Good […]
How to create wealth through property investment. Property investment is a common strategy for building wealth for three reasons; it’s less risky than other investing mediums, it can provide good cash flow, and the return on investment is strong. Furthermore, it’s a tactile asset and can provide significant tax breaks for smart investors. Source: […]
How much capital growth can you expect on a property investment? Investment properties are a long-term financial solution to building wealth. There are several strategies which can be implemented when building a property portfolio, but there is no denying that focusing on capital growth is paramount to ensure long-term success. Capital growth refers to the […]
Your loan has settled and you are officially the proud owner of an investment property. Well done! No doubt you want the rent to start flowing in so you can pay off your mortgage, and to have a smooth and stress free time as ‘landlord’. If that’s the case, it’s time to start looking for […]
Property investment No doubt you’ve been exposed to the ongoing buzz around investing in property in Australia. Commentary on the subject constantly fills our newspapers and newsfeeds, making it difficult to miss. However, this is all with good reason. The Australian property market is strong, resilient and often pays dividends. It’s easy to understand why local and international […]
Interest Only Loans How to improve cash flow as a property investor through interest only loans When an investor determines their long-term investment strategy and objectives, the loan structure is an important factor to consider as it can significantly impact the overall success of the investor’s portfolio. Seeking the advice of a financial professional will […]
Tips for Buying off the Plan! When you’re looking to buy a property, a genuine bargain is the ultimate Holy Grail. We all want to buy at less than market value – and this is exactly the reason why it hardly ever happens. Buying off the plan has the possibility of being the one exception, […]
Understanding ‘Rentvesting’ It’s a whole new word in today’s popular culture, but it also represents a revolution in home buying strategy, particularly for first home buyers and those struggling to move up the property ladder. But what is it? And what are the benefits? What is Rentvesting? Everyone agrees that buying your first home is […]
What is a “Strata Title” property. Strata title is a method of facilitating individual ownership of part of a property – generally an apartment, unit or townhouse. Uniquely, strata title allows for individual ownership of an actual lot or unit whilst sharing ownership of the common grounds on which it is built. The concept only […]
Understanding Stamp duty Stamp duty is a charge which is applied by state governments in Australia on transactions relating to the transfer of land or property. It is paid upfront and needs to be budgeted for in addition to your loan deposit. The amount of stamp duty you are required to pay differs in each state, however there […]
Investing in Property – 8 Things to consider When it’s done right, investing in property can help you to build wealth for your future. In Australia, property is currently a very popular investment and many people are enthusiastically jumping into the market to make the most of the low interest rates currently available. But it […]
When it comes to financing your investment property, there are several different options that you can use. Choosing the right one will depend on your investment structure and strategy, but there’s no need to spend days or even weeks researching the options. Here are the most popular loan types used by property investors in Australia […]
How can you finance your business growth? If you’re self-employed or a small business owner, growing your business can be a challenge. You may find your expansion plans are frustrated by irregular cash-flow, insufficient or out-dated equipment, or business premises that are just too small. Sometimes you may even find yourself missing out on opportunities […]
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