Home loan process and terminology explained

September 8, 2023 Uncategorized

There’s nothing like being formally approved by a lender for a home loan. It’s your green light to buy the property you have your heart set on. Borrowers who have taken the necessary steps in the pre-application phase will be in a strong position to secure the property they want. Here, we explain how to get formally […]

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Take control of your budget

Getting your budget under control and your finances in order is absolutely essential to anyone looking to apply for a home loan, but it’s particularly important for first-home buyers about to take the first step on the property ladder. Here are a few things to consider to get financially fit for a home loan application […]

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Stamp duty explained

September 9, 2022 Uncategorized

If you’ve never bought property before, you may not understand what stamp duty is. In a nutshell, stamp duty is a tax. It’s not very exciting, but it’s one of those things that goes hand in hand with purchasing a property. Navigating stamp duty can be tricky. In this article, we explain what stamp duty […]

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Your suburb research checklist

The golden rule in real estate is “location, location, location”, but how do you know a suburb is right for you when you find it? Whether you are buying an investment property or a home, finding an area that meets your needs is paramount. Here are some things to consider when deciding on a suburb. […]

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Is your credit report healthy?

August 17, 2022 Uncategorized

One of the things lenders take into consideration when assessing your ability to repay a loan is your credit report. As part of the loan application process, they’ll assess your financial history, including any previous credit applications you’ve made and any payments you may have defaulted on. If you’re in the market to buy a […]

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Should you refinance now?

August 2, 2022 Uncategorized

With millions of Australian homeowners likely to be slugged with higher mortgage repayments due to the cash rate hikes, there’s one question on everyone’s lips. Is now a good time to refinance? While it depends largely on your individual situation and goals, there are mounting reasons why refinancing should be on your radar. At the […]

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Smart ways to save for a deposit

June 20, 2022 Uncategorized

Owning your own home is one of the major life goals for most people. Saving for a deposit can seem daunting at first, but it doesn’t have to be. Here are a number of things to consider to get you started and on track for homeownership sooner than you think. Analyse your current financial situation […]

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Planning for the life ahead

June 14, 2022 Uncategorized

There’s a wonderful feeling that comes with on being the home straight towards retirement. Post-career life conjures up thoughts of freedom and leisure with time to do all the things you’ve been putting on the backburner. So, are you ready? Have you put in the time to plan what retirement looks like for you? Preparation […]

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The search for your dream home

May 31, 2022 Uncategorized

Buying your first home or investment property can be an emotionally charged process just like planning for your next holiday. Getting caught up in the excitement and easily distracted by the more gripping things like fun activities and what bikini to pack all while forgetting the important basics like transport and accommodation.  Buying a home […]

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What do you know about your credit report?

May 24, 2022 Uncategorized

Ever had someone ask you for $50 and promise to pay you back within a week? And if they didn’t, would you be inclined to lend them $50 again? Well, that’s how a lender looks at you, the borrower. It’s why most lenders take your credit report into consideration when assessing your suitability for a […]

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