Is your credit report healthy?

One of the things lenders take into consideration when assessing your ability to repay a loan is your credit report. As part of the loan application process, they’ll assess your financial history, including any previous credit applications you’ve made and any payments you may have defaulted on. If you’re in the market to buy a […]
What do you know about your credit report?

Ever had someone ask you for $50 and promise to pay you back within a week? And if they didn’t, would you be inclined to lend them $50 again? Well, that’s how a lender looks at you, the borrower. It’s why most lenders take your credit report into consideration when assessing your suitability for a […]
Smart ways to manage your Christmas debts

Did your Christmas spending get out of hand this year? You are not alone! According to a recent news report, our 2019 Christmas spending binge is expected to leave us with a $29.7 billion credit card debt – that’s equivalent to $1,863 per credit card! The good news is that mortgage and finance brokers don’t just […]
Keeping your credit report clean

Your credit report paints a picture of your life as a responsible bill payer and borrower. Under the new Comprehensive Credit Reporting (CCR) regime introduced this year, it has increased in importance because lenders will be required to take it into consideration when approving your home loan. That’s why it’s a good idea to keep […]
3 ways your broker can consolidate your debts

Juggling several debts can be stressful. If you’re struggling to keep on top of your debts or you simply want to save money on interest, we can help you solve the problem and get some peace of mind. Here are 3 ways your mortgage and finance broker can help you deal with your debts so […]
Changes to credit reporting and how they affect you

This month, we saw important changes come into effect that could impact your ability to take out a home loan – or make it easier, depending on your credit history. In this article, we explain the new credit reporting changes and how they may affect you. But first, let’s start with the basics – what […]
Should You Consolidate Your Debts By Refinancing?

If you’re struggling to manage your debts, or just want to save money on interest on your debts, we can help! There is a range of solutions available to you that are worth exploring. In this article, we explain why consolidating your debts by refinancing your home may or may not be a good option […]